I need to change our credit card provider. We have always carried rewards credit cards through Harley Davidson’s bank. We earned back quite a bit of money that we could spend at the Harley Store. We joke that we weren’t going to HD as in Harley Davidson, but that we were going to HD as in spend a hundred dollars. We were able to use our rewards to buy clothing and pay for maintenance on our motorcycle. Since we sold our Harley, we don’t spend at the HD store much.

I figure that if we are going to have a credit card, we might as well have one that pays us back! So, I am looking for a card with a good rewards program and one that allows balance transfers at a zero percentage rate.