Chatbug Karen

I spent the past hour looking for my charge card. The last time I used it was on August 1st and that was when I got gas at a station in Indianapolis. I called the station and no one turned it in. I have turned all my pants and jacket pockets inside out. Sometimes I forget to put the card back in my wallet and stick it in my pocket. No charge card. Hmmm. I dumped everything out of every purse I own. No charge card. I moved the seats of the car up and back, dug my fingers into every crevice I could possibly check out. I leaned the cup holder cover back and looked, with a flashlight down into the mass of wires. I saw a little flicker of silver. Could that be a credit card? Is it just a wire?

I adjusted my body and got my eyes to focus through the bottom part of my trifocals. I could read the word VISA on the card. Eureka! I found that little sucker. The problem is, I cannot get my fingers down into that skinny spot to retrieve the card. What should I do?

I doubt that anyone else will be able to steal the card from where it sits. Should I replace it? I hate to get a new card number. There are so many things that are hooked into that account number. Our prescriptions are set to be charged to that card. That alone would be a big mess.

What should I do???

It has been good to get together with my mom and my two sisters so we can discuss our upcoming flea market venture. We have never tried to sell our handmade bags and crafts this way. We have a few things to decide before we get to Knoxville. My niece has recommended a few things to us since she has done this type of sale before. She has a cash register that tallys each sale separately so we each receive credit for what we sell. She said a good credit card rating is something that will help us get our business up and running. I have been checking out the information given at creditcardsclub.com to get the best information for our business. If you are interested in information about different credit card offers they are a great source for information.

With our credit lined up and our booth rented, all we need to do is get our products made. The date will be here before we know it.

It is inevitable that we have credit cards. It is nearly impossible to make a reservation for a hotel or rent a car without a credit card. They are useful if an emergency happens to arise. So, having said that, it is important to be responsible with our credit card usage and habits. There is an exceptionally good website to learn how to guard against fraud, manage your payments check your credit eligibility and other important matters pertaining to credit cards. Do you wonder if this is important? Well, it is important.

Someday, you might decide to buy a car. Unless you are good about saving your money, you will need to apply for a loan. The lender will look over your credit scores to see if you are worthy of their services. They don’t want to get involved with a client who does not pay his/her bills. At the Free Credit Report website (FCRCRA), you can learn how to get credit and maintain an excellent credit rating. You can learn how to improve your eligibility when you need a loan. This website gives good and helpful advice.

The following press release gives a good summary of how credit scores are obtained and how to understand what the information means to you.

Everyone has ever heard about credit score and most of people understand how high credit score is important in our time. But do you know what credit history is?

The very first time you apply for a credit card, you start your credit history. Now you are responsible for your current credit and for the whole life-long credit history. Every action on your credit card works for credit history that will be classified as “bad”, “good”, or ‘”excellent”.
There are special credit reporting agencies (or credit bureaus) that collect your credit history data and ranked your credit history as good or bad. The main aim of the agencies is to accumulate your personal financial information and then provide it to your potential creditors (credit card companies, banks, or private lenders) and employers if it is necessary.
If you want to check your credit history and make sure that everything is OK, get your credit report. You can do it once a year for free.
Besides, you can check your credit score at special websites. Just visit our site. There you will find information on credit history, check your credit eligibility, will learn more about credit cards and loans. You can also submit your question to the FAQ about credit cards and financial consultants will help you.

A clerk at a gas station mistakingly changed the price on the station’s pumps. Instead of 2.33 per gallon, he made them read that they were selling gas for .33 per gallon. Having done his last duty at his job for that night, he locked up and went home. The station was closed but the pumps were still usable if you paid with a credit card. People began lining up. When a policeman passed by and checked to see why so many were lining up for gas, he found out why. He called the station’s owner. The owner got there as fast as he could and changed the amount on the pumps. He is disgusted that so many were, in his words, dishonest. What would you do? Would you have filled your tank?